An operator's reflections on cash, governance and artificial intelligence in the service of SME owners. The nine articles below are published in French for now; every link opens the French original.
Generative AI tools are only as good as the context you give them. What a company decision infrastructure really is (vectorized memory, connected departments, automations), without the jargon, and where to start.
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Your SME needs an experienced executive now, but not forty hours a week, and not at big-company salary. When fractional leadership makes sense, how to frame it, and the traps to avoid.
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About 70% of transformations miss their goals, and almost never for technical reasons. What kills them is adoption. The mechanics of failure, and the method to avoid it.
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Every growing company hits the same wall: the founder who did everything no longer can. What comes next is not more effort, it is structure: departments with a head, a mandate, indicators and a budget.
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A strategic plan is not a contract with the past. When the market moves (tariffs, costs, competition, demand), digging in costs more than realigning. The five signals to watch, and the method to do it without improvising.
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Most strategic plans do not die from being wrong: they die from never being executed. Companies deliver on average only 63% of the performance their strategy promised. What separates a plan that gets done from a document that sleeps.
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Rising sales do not protect an SME when receivables, inventory and supplier terms each pull in a different direction. A simple method to read the DSO, link commercial decisions to real cash and install a weekly review.
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An effective executive committee does not start with a longer agenda. It starts with a cadence, chosen indicators, clear accountability per director and a decision loop that closes topics.
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A Copilot Finance can speed up analysis, catch variances and raise useful alerts. It does not decide which tensions deserve courage, priority and a conversation. The goal is a shared base for your directors, not their replacement.
Read the article (in French)Simon publishes 2 to 3 articles a quarter on SME finance, control and operational AI. No promotion, only actionable content.
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